Matawan, New Jersey
14 Cliffwood Ave
Ste 310
Matawan
New Jersey 07747
US
Main Number
(412) 851-5200
(412) 851-5200
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14 Cliffwood Ave
Ste 310
Matawan
New Jersey 07747
US
Main Number
(412) 851-5200
(412) 851-5200
Products Offered
Business Insurance
- Management Liability
- Professional Liability
- Surety
Why Choose a Travelers Independent Insurance Agent?
An independent insurance agent serves as your advocate focused on protecting what’s important to you, and Travelers chooses to work with the most talented and trusted professionals in the business.
You can expect thoughtful attention from an experienced agent who will evaluate your unique circ*mstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family. You get a trusted insurance advisor and champion for your needs when you choose a Travelers independent agent.
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SPEAKER: Choice. It's something we take for granted. The ability to determine what's best for us-- our needs, our life, our choice. In fact, choice is something we as Americans can't even imagine doing without. And yet when it comes to something as important as protecting ourselves, our property, our family, some people surrender choice without even knowing it. Because they don't choose an independent insurance agent. You see, some insurance agents work for only one company, so they can't offer you a choice of brands and policies. But independent agents aren't held captive by one company. They're free to tailor solutions to fit you, your needs, your life, to help you make the choices that are right for you. If you ever need to file a claim, your independent agent can help you through the process. And as life changes, you can even count on your independent agent to help you update your choices. Those are just a few of the reasons choosing an independent insurance agent is such a good choice. See the difference for yourself.
Featured Products
- Workers Compensation
Workers Compensation
With more than 100 years of experience, we have built a broad range of innovative services, all delivered locally in your community.
- Small Business Owner's Policy
Small Business Owner's Policy
Protects your business from property and (general) liability risks with a bundled, affordable solution that meets the general needs of your small business.
- Cyber
Cyber
We understand the complexity of cyber threats and have cyber liability insurance solutions to help protect your business assets.
Policies that fit your unique responsibilities and exposures - whether you're a private, public, nonprofit or a financial institution.
- General Liability
General Liability
Travelers offers a wide range of general liability options to help protect your business.
- Surety Bonds
Surety Bonds
Travelers can help both individuals and businesses - ranging from small to multi-national companies - with their surety bond needs.
Frequently Asked Questions
Starting your own business means taking on some degree of risk. As a business owner, you already have the passion and drive to take on new challenges, but you'll also need to protect the value of the assets you purchase for your company. Insurance can help you recover when things go wrong. From property losses related to items such as fire or theft, to liability issues should someone sue – or threaten to. With the proper policies in place, you'll gain peace of mind and feel more comfortable in your new role as an entrepreneur.
Businesses often need to carry more than one type of insurance, and your business' insurance needs may be highly individualized. A knowledgeable agent can help you find the right solutions. For some states, carrying insurance is a requirement. Requirements may also vary by the type of business you own and the number of employees; however, worker's compensation is required by law in most states, and highly recommended if not.
The cost of insurance is based on a range of factors including the following:
·The value of the company assets you wish to insure.
·Number of employees.
·Specific risks associated with your industry.
·Your personal risk tolerance and the amount of liability protection you prefer.
There are several things you can do to keep insurance expenses in check. Performing an annual risk assessment and identifying actions you can take to lower your insurance costs is the first step. Also, your agent can be a great resource to review your existing policies and deductibles, to make sure your coverage and limits are right-sized for your business. Lastly, if you purchase more than one insurance policy from the same agent, don't forget to ask if you qualify for a multi-policy discount.
At the most basic level, insurance helps you manage the risk of loss for your business. You don't want to experience a loss that would have been covered if you'd had the right policy in place. Spend time assessing your operational risks to determine your greatest risk factors. A knowledgeable insurance professional can also review your policies in order to look for gaps in coverage.
Featured Articles
- Cyber Risk Pressure Test [Tool]
Cyber Risk Pressure Test [Tool]
What could your company be doing to better manage cyber risk? Take our four-part questionnaire to find out.
- Extreme Weather and Your Business [Video]
Extreme Weather and Your Business [Video]
Disaster events can affect any business, and getting back up and running may take longer than you think.
- What is a Business Owner's Policy (BOP)? [Video]
What is a Business Owner's Policy (BOP)? [Video]
A Business Owner's Insurance Policy (BOP) can help safeguard your company from property damage, loss, and lawsuits in the wake of unforeseen events. Watch this video to learn more.
- What is Contractual Risk Transfer?
What is Contractual Risk Transfer?
Making sure you're not held responsible for mistakes and errors made by a service provider, subcontractor or other party can be critical to protecting your business.
- Six Ways IoT Can Create Competative Advantages and Risk
Six Ways IoT Can Create Competative Advantages and Risk
Smart tech is changing virtually every aspect of manufacturing. Here is a look at six areas where it provides opportunities, and potential risks.
- How Campanies Can Help Reduce Risk from Wearables
How Campanies Can Help Reduce Risk from Wearables
The introduction of wearables in the workplace brings a new set of risks to your business.
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USI Insurance Services LLC
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As an insurance expert with a deep understanding of the field, I can confidently analyze the provided information about Return to NavAll Insurance Agencies, particularly in Matawan, New Jersey, operated by USI Insurance Services LLC. My expertise allows me to break down the concepts and details mentioned in the article, offering insights into the insurance products, the agency's commitment to client satisfaction, and the general principles of insurance.
Insurance Products Offered: The agency specializes in various insurance products tailored for businesses. These include:
- Business Insurance: A comprehensive coverage that addresses the diverse needs of businesses, protecting against property and liability risks.
- Management Liability: Coverage designed to protect against the specific risks faced by management teams, including legal liabilities.
- Professional Liability: Also known as errors and omissions insurance, this coverage safeguards professionals from claims related to negligence or inadequate work.
- Surety Bonds: Assurance for individuals and businesses, ranging from small to multinational companies, to meet their surety bond requirements.
Choice and Independence in Insurance: The article emphasizes the importance of choosing an independent insurance agent, highlighting the freedom they have to tailor solutions to individual needs. Independent agents, such as those affiliated with Travelers, are not bound to a single company, enabling them to offer a diverse range of brands and policies. This independence ensures clients have the flexibility to make choices that align with their unique circ*mstances.
Featured Products: The agency features key insurance products, including:
- Workers Compensation: Providing coverage for workplace injuries and related liabilities.
- Small Business Owner's Policy: A bundled solution addressing property and general liability risks for small businesses.
- Cyber Insurance: Tailored coverage to protect against cyber threats and data breaches.
- General Liability: A broad range of options to safeguard businesses from various liability risks.
Starting Your Own Business and Insurance Needs: For entrepreneurs starting their own businesses, the article offers valuable insights into insurance requirements and considerations. It emphasizes the importance of carrying insurance, especially worker's compensation, which is legally mandated in most states.
Factors Influencing Insurance Costs: The article outlines several factors affecting insurance costs, including the value of company assets, the number of employees, industry-specific risks, personal risk tolerance, and preferred liability protection. It encourages business owners to conduct annual risk assessments and work with agents to optimize coverage.
Risk Management and Gaps in Coverage: Highlighting the fundamental role of insurance in managing business risk, the article suggests assessing operational risks and working with knowledgeable insurance professionals to identify potential gaps in coverage.
Featured Articles: The inclusion of featured articles on topics such as cyber risk management, extreme weather impact on businesses, business owner's policy, contractual risk transfer, and the impact of IoT on risk, demonstrates the agency's commitment to educating clients on diverse aspects of risk and insurance.
In conclusion, Return to NavAll Insurance Agencies, operated by USI Insurance Services LLC, provides a comprehensive suite of insurance products with a focus on client choice, independence, and risk management. The agency's collaboration with Travelers and the variety of featured articles showcase their commitment to informed and tailored insurance solutions for businesses.
