Jenny Thompson
1,256 reviews38 followers
This book would benefit from a refresh. As it was published in 2001, the tax information is hopelessly out of date, and the authors spend a bit too much time chastising readers for buying so many CDs. The general concepts are still sound, of course. Watch what you spend, get out of debt, and invest. This book may be the earliest example of a personal finance book for young professionals who are having trouble - as we say now - "adulting." I doubt I'll be totally debt-free by 30, but the authors have given me the bold and ambitious goal to at least try, which is exciting in and of itself.
- finance nonfiction
Josh Hovance
30 reviews1 follower
Little outdated (2003 published) however still has great financial overarching concepts to learn about. Good refresher and super easy to read. Funny to read all of the 90s references too (Written by two guys who i think wish were born into a Friends episode)
Laura
345 reviews
There aren't many new ideas in here. Also, it's pretty outdated at this point; they referred to the "new trend" of online banking and wrote about buying CDs as opposed to downloading songs. Also, I was surprised to read a rather lengthy discussion about credit card "surfing" to take advantage of low introductory rates (thereby hopefully paying your debt down faster), without any regard to how it would affect your credit score.
Mallory
33 reviews14 followers
Actually a really practical book from two guys who "get it." However, it was published in 2001, so take the numbers and references with a grain of salt. It actually provided some humor when they mentioned "video late fees," and how online banking was such a new concept! I wish they would write a new guide, incorporating apps, and other current financial trends. Overall, I'm glad I read this, and it did provide some helpful tips, but remember it's a little outdated!
julie
12 reviews3 followers
a great self-help book for people who hate self-help books. good, practical advice about keeping yourself accountable to how you spend your money. and it totally validates excessive debt from student loans!! the concept of being debt free by 30 is laughable for my situation, but i still got a lot out of it.
- helpy
Wynn
37 reviews
It would have helped, if I'd graduated a decade ago. But not a mere couple of months ago. Things are different now and few people have the "whopping" $30,000 of debt from school alone that these two guys had together ...
Sibylle
27 reviews1 follower
I didn't find this book helpful. There are some common sense approaches that are described. And the authors clearly just focused on student loan and credit card debt. Hey, if you're in debt, don't also buy a ton of new stuff. Who would have thought? Don't waste your money.
- money-management
Karen
664 reviews10 followers
I didnt even read it really. Just skimmed every page. I think it would be a good book for someone going off to college perhaps. It is nothing new at all though, in fact the suggestions are really for people who dont know how to manage money AT ALL.
- didn-t-finish
Amy
428 reviews2 followers
So I'm closer to 50 then 30, but it's always helpful to get ideas on money management. Before I finished this one, I could already see passing it on to my newly employed kid. Hopefully she can be smarter about money then I ever was.
Andi
388 reviews18 followers
A little outdated, but many tips are still helpful. A good book to skim when trying to get more tips in saving money and paying off debt. There are similar tips elsewhere on the Internet, but still worthwhile to browse this book.
Scott Whitney
1,107 reviews14 followers
Read this and took away a lot of good ideas. I wish I would have read this in my mid-twenties so I could have been debt free over a decade ago.
Jaclyn Harrison
235 reviews
The bad jokes were distracting.
Kim
49 reviews25 followers
Kind of outdated for today's day and age, but most of it was stuff that I already knew.
A
3 reviews
I didn't get any new information and the book definitely could be updated especially considering it refers to new CDs.
Kellee
492 reviews76 followers
I bought this book twice because I needed it twice. Pretty decent, straight-to-the-point book.
- self-help
Wren
176 reviews
It would have helped, if I'd graduated a decade ago. But not a mere couple of months ago. Things are different now and few people have the "whopping" $30,000 of debt from school alone that these two guys had together ...